TY - BOOK AU - Natinga, Riel John A. AU - Paro, Ruen Anthonie B. AU - Nava, Wilzenth R. TI - Factors affecting clients in adoption of mobile banking U1 - UT 0664 2015 PY - 2015/// CY - Digos City PB - UMDC KW - Business Administration KW - Financial Management KW - Undergraduate thesis ER -