Natinga, Riel John A. Factors affecting clients in adoption of mobile banking/ Riel John A. Natinga, Ruen Anthonie B. Paro and Wilzenth R. Nava. - Digos City: UMDC June 2015. - 60 pages; 30 cm. Subjects--Topical Terms: Business Administration--Undergraduate thesis.--Financial Management Dewey Class. No.: UT 0664 / N21