TY  - BOOK
AU  - Betonio, Syrene S.
AU  - Cabubas, Darlene B.
AU  - Castro, Herlene Mae S.
TI  - Financial Contingency planning and disaster response among micro business owners in Santa Cruz
U1  - UT 2024
PY  - 2024///
CY  - Digos City
PB  - UMDC
N1  - Includes references and appendices
ER  -