TY  - BOOK
AU  - Dela Cruz, Erwin M. 
AU  - Dela Cruz, Erwin M.
TI  - The imporatance of using ATM card in giving salaries and other benefits to JWD teachers
U1  - DPer050 M72 January-March 2018 v. 66 no. 8-10 
PY  - 2019///
CY  - Manila, Philippines ; 
PB  - In the Grade School, Inc, 
ER  -