TY  - BOOK
AU  - Dela Cruz, Erwin M.
AU  - Dela Cruz, Erwin M.
TI  - The importance of using ATM Card in giving salaries and other benefits to jwd teachers
AV  - DPer050 M72 January-March 2018 v. 66 no. 8-10 
PY  - 2019///
CY  - Philippines; 	
PB  - Publishers Association of the Philippines, Inc., 
ER  -