TY - BOOK AU - Garman, E. Thomas. AU - Forgue, Raymond E. AU - Yesseleva-Pionka, Mariya. AU - Murray, James. TI - Financial planning and personal finance SN - 9780170449502 U1 - DC 332.042 2023 PY - 2023/// CY - Australia PB - Cengage Learning Australia KW - Personal finance. N1 - Includes glossary and index ER -