TY - BOOK AU - Kriesel, William T. TI - The pluses and minuses of variable annuities: choosing the right options for the planning situation SN - 0732-8435 U1 - DPer 657.05 C33 Sept - Mar 2015, v. 85 - 86 PY - 2015/// CY - New York: PB - The New York State Society of CPA KW - Finance KW - Plan ER -